Mr. Bhairav Trivedi
Managing Director, Global Head of Remittance Services
Citi Global Transaction Services

Bhairav Trivedi is Managing Director, Global Head of Remittance Services at Citi’s Global Transaction Services. Bhairav joined Citi as part of its acquisition of PayQuik, Inc., an infrastructure and service provider to banks and financial institutions in the international money transfer space, which he founded in 2002. Bhairav has over 20 years of experience working with banks and financial institutions, in areas of profitability, strategy development and product/market development. Prior to founding PayQuik, Bhairav worked at McKinsey and Company in New York, where he served banks and financial institutions on strategic issues related to globalization of their portfolios and profitability maximization.

Before joining McKinsey, Bhairav headed up a group of strategy consultants serving Total Systems (TSYS) customers at Fair Isaac, a specialty consulting firm. He was responsible for providing strategic advice to some of the world’s largest credit card issuers in maximizing revenue and managing credit risk exposure on their portfolios. Prior to Fair Isaac, he worked at Providian Bancorp, where he helped develop the Secured Credit Card product and grew it to one of the largest portfolios in the industry.

Bhairav has an MBA from the Wharton School of the University of Pennsylvania and a Masters in Engineering Economic Systems from Stanford University. He also holds an undergraduate degree in engineering from India.